Written by 
The benefits included with the Chase Sapphire Reserve® can make or break a decision to pay the card’s $550 annual fee. Here are a few of the additional protections it offers.
Purchase Protection
Get coverage for new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per year.
Extended Warranty
This Sapphire Reserve benefit extends the U.S. manufacturer’s warranty period by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
No Foreign Transaction Fees
You won’t pay extra fees for purchases you make outside the U.S.
Travel Insurance
Qualify for travel protections, including trip cancellation and interruption insurance, primary rental car coverage, lost luggage reimbursement, trip delay coverage, emergency evacuation and transportation insurance when booking eligible trips with your card.
Airport Lounge Access
Chase Sapphire Lounges are already open or are opening soon in:
- Boston (BOS)
- New York (JFK and LGA)
- Phoenix (PHX)
- Hong Kong (HKG)
- Las Vegas (LAS)
- Philadelphia (PHL)
- San Diego (SAN).
- Washington Dulles (IAD)
Chase cardholders also have access to over 1,300 lounges via a Priority Pass Select membership (enrollment required).
Trusted Traveler Credits
Cardholders are eligible for one statement credit every four years to use toward the application fee to TSA PreCheck®, NEXUS or Global Entry charged to your card.
Chase Sapphire Reserve Card Travel Benefits
In addition to the Sapphire Reserve’s many perks, it offers access to Chase Ultimate Rewards and grants 50% more value to points redeemed for travel through the Chase Travel portal.
Foodies can enjoy more value with Reserved by Sapphire, which allows exclusive reservations and booking opportunities. With a year of complimentary DoorDash DashPass, the card also offers something for those who would rather stay in.
Pro Tip
The value of travel insurance and purchase protection is an oft-overlooked section of the credit card benefits. While the shiny allure of welcome bonuses and the attraction of a long list of statement credit opportunities can be a major headline, the below-the-fold details can be just as valuable.
Chase Sapphire Reserve Card Hotel Benefits
The Chase Sapphire Reserve® also unlocks access to The Edit by Chase Travel, which offers premium benefits including a $100 property credit, daily breakfast for two, room upgrades (subject to availability) and more. These mirror many of the perks that are granted through achieving elite status with a hotel loyalty program. Still, a co-branded hotel card may make more sense for those who spend significantly within a specific hotel chain’s family of properties. Also, note that The Edit properties are excluded from the Sapphire Reserve’s 10 points per dollar earnings rate for hotels booked through Chase.
Chase Sapphire Reserve Card Car Rental Benefits
In addition to earning 10 points per dollar spent on rental cars booked through the Chase Travel portal, the Chase Sapphire Reserve® offers a primary auto rental collision damage waiver when you charge the entire cost to your card and waive coverage at the check-in desk. This benefit provides reimbursement of up to $75,000 for theft and collision damage for rental cars both in the U.S. and abroad.