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Flights For my trip to Scotland in late January 2025, I’ll be flying out of Seattle to Edinburgh, Scotland. Thanks to the Sapphire Preferred’s unique list of transfer partners, I snagged a deal with Air France. Instead of paying $970.59, I’m only spending 40,000 Ultimate Rewards® by transferring my points to its Flying Blue loyalty […]
To start my trek, I jumped on the A Train at Fulton St to head to JFK, where I would eventually connect to the AirTrain. The commute was estimated to be just slightly over one hour according to Google Maps. With a flight that left at 3:40 p.m., I left around 1 p.m., which would […]
Don’t get me wrong: The Chase Sapphire Reserve® is still fundamentally a great card. Its $300 travel credit effectively drops the annual fee to just $250 per year. That’s lower than many other premium travel cards and may be reason enough for me to keep the card. That being said, these days I’m hardly ever […]
Most lenders, including credit card issuers, use a FICO Score, which analyzes the information on your credit report. The FICO scoring model is used to predict the risk of you paying a bill 90 days late or more within the next 24 months. FICO Scores are generally on a scale of 300 to 850. If […]
I’m starting to think that the ramp up in sapphire production from Apple isn’t about a screen, but TouchID sensors on every Apple product. Even their future wearable/payment/unicorn, whatever it may end up being. Joe Fabisevich is an indie developer creating software at Red Panda Club Inc. while writing about design, development, and building a […]