Written by 
Ever since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred retirement vehicles like the 401(k) and skeptical of tax-now vehicles like the Roth IRA. Working in banking, I was already being taxed out the wazoo and had no desire to pay even more. Frankly, I wasn’t even familiar with the […]
I am back and forth on this and thought I would see what kind of perspective I could get from here. I am starting to retire. I am now working part time. I'm 63 and wife is 60 only I am working. Wife was laid off in 2021 during Covid and never went back to […]