Written by I called today to do a balance transfer from a bank loan to a credit card. The man only asked for my account number, and then he told me the name of the lender it was coming up under, which is not my lender. From Google searches, this non-bank company is not affiliated with my […]
Hi everyone, I’m looking for some advice or similar experiences. I’m 37, living in New Zealand, and have been building my career for years, backed by a master’s degree and a high-paying role. The thing is, I’m really burnt out. The environment is toxic, and the pressure is constant. I don’t enjoy the work anymore, […]
Title, really overwhelmed with how to start entering the world of credit, all my jobs have always paid me cash, I buy cars in cash,I pay rent in cash, I buy everything in cash. I now live in the Bay area and even for places to rent to me they want to check my credit. […]
Purchased home in Southern California with an interest rate of 2.875%. Home is now valued at ~ $840,000, could realistically walk away with high 300’s to low 400’s if I were to sell thanks to a large downpayment + appreciation. Mortgage + HOA is ~$3100. Market rent for this area would be ~$3750-$4000 a month. […]
My wife and I (30 years old) recently came into a large windfall of $400k. We've had a dream of owning a home, but we figured that wouldn't be possible until much, much later. This windfall allows us to do that, but would it be a dumb move? We don't have any investments. We don't […]
My son was hit by a car in a crosswalk. His leg was broken and he needed surgery. The diver’s maximum bodily injury coverage is $25,000, which will not cover everything our health insurance paid. When I talked to the driver’s insurance company, they suggested that I file a claim under the “underinsured driver” coverage […]
I recently tried to do the following: Download the Trade Republic app Start investing part of my monthly income into Vanguard FTSE All-World UCITS ETF (USD) Accumulating Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating But I discovered that, as a US citizen I am not allowed to use Trade Republic. I have no […]
Does revealing evidence of malfeasance and misconduct by a company that you have shorted with the objective of reducing its stock price constitute market manipulation? submitted by /u/kr775 [comments] Source link
Increasing the catch up contribution limits is very helpful for people who took longer than others to get their feet under them or established in their careers. I understand the compounding impacts to saving earlier in your career has, but when you turn 50, I feel that we should be reconsidering this threshold annually and […]
Hello everyone, Preface: I would like to start by saying I have a fully funded emergency fund that covers almost a year of my living expenses. I am also contributing around 50% of my monthly income to retirement and saving for a house. Background: I currently have a 2024 Toyota Corolla which I love, I […]