Will I regret not going for a panel ready refrigerator?

We are doing a complete kitchen renovation. We have the funds for a panel ready refrigerator, but the price is off putting to me. We are a couple that likes to save money as well when we can.

I do like the look of paneled refrigerators, but panel ready refrigerators seem exorbitant in price. I also really don't mind seeing my refrigerator.

Will I regret not doing with a panel ready refrigerator? Interior designers, what are your thoughts?

Thank you!