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I shop clearance racks and thrift stores as part of my frugal lifestyle, but I’ve always been hesitant to utilize online marketplaces like eBay, Craigslist or the scores of smaller websites and apps that have popped up over the last few years. Alongside the good finds, you still hear horror stories of scamming, stalking, and […]
Michelle: [00:03:32] I don’t feel safe and secure with my financial life. Since COVID, we’ve actually started saving money. And we both put money in our IRA for two years in a row. But we live like we’re 25 years old. Just the whole thing about money is triggering. I was supposed to get married […]
[00:17:09] Cristina: Okay, so I feel confused about it. [00:17:14] Ramit: Okay. Tell me more. [00:17:15] Cristina: Okay. I’m going to get emotional because you’re asking me emotions. I used to be very scared about it because just like Ronnie, my family are immigrants. I’m an immigrant. So we came from absolutely nothing as well. […]
Mapping out your family’s spending is one of the most powerful ways to bring order to the chaos. Think of it as your financial roadmap—a clear picture of how your money flows. Whether you’re trying to save for a dream vacation or pay off debt, a solid conscious spending plan can guide every family financial […]
Your first moments alone as husband and wife are some of the most important moments you’ll ever spend together. Many couples start planning for their honeymoon six to eight months ahead of time. This may seem like it’s too early, but when it comes to proper planning, there’s no such thing. The longer you wait, the […]
[00:30:32] Ramit: How come we spent so much time talking about 7-Eleven snacks but we’re over here with over $70,000 of credit card, a 69,000-dollar car loan? [00:30:45] Michelle: I know. Yeah, I knew that was coming. I don’t even know why we got that car, to be honest. Because we did the math on […]
Remember that time you found a $20 bill in an old jacket pocket? The rush of excitement, followed by the quick mental math of what you could buy with it? That’s your money mindset at work. In this episode, we dive deep into the psychology behind our financial decisions. You’ll hear about the three money […]
Podcast: Download (Duration: 43:29 — 50.1MB) Today, Toni and I cover a topic that plagues almost every single entrepreneur that we know. We dive into the pitfalls of shiny object syndrome and how it can derail your focus and productivity. We explore why we’re so easily tempted by new ideas and projects, and how to […]
“You can’t afford it.” “That’s too expensive.” “I would never pay that much. What a waste.” “Don’t get too big for your britches.” “A man is not a financial plan.” “Keep a little money set aside, just in case.” “You might as well stop working since all your income is going to childcare.” (Moms’ wages […]
Picture this: You’re at a car dealership, trying to get the best price on your dream car. The salesperson hits you with a “take it or leave it” offer. Your palms are sweaty, your heart’s racing. What do you do? That’s just one of the tricky situations we dive into in this episode. We’re tackling […]