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The SBA Working Capital Pilot (WCP) program offers business lines of credit as part of the SBA 7(a) loan program. Although the SBA also offers lines of credit through the CAPLines program, the WCP program is designed to provide greater flexibility and serve a wider range of small-business owners. Like other SBA loans, WCP lines […]
Just north of busy Los Angeles, the Four Seasons Hotel Westlake Village in Westlake Village, California, positions itself as a wellness sanctuary. The 11-acre property offers fitness classes, health-conscious dining and a full-service spa. There are even mental health-focused options like guided meditations, art therapy and sound bath meditations (which use percussion instruments to create […]
Consider this your election cheat sheet to find out what Vice President Kamala Harris and former President Donald Trump are promising to do as they vie for the nation’s highest office. Here’s where the candidates stand on top economic and personal finance issues. Both presidential candidates want to lower prices and slow inflation, but whether […]
Barring sudden changes, the national average price of gas looks like it could soon drop below $3 per gallon for the first time since May 2021. It’s an arbitrary threshold but it feels significant. 2021 prices? That’s practically pre-pandemic! As prices fall, drivers are regaining some buying power at the gas pump. To show how […]
Eight million borrowers facing “persistent financial burdens,” such as those brought on by unexpected medical bills, natural disasters or high child care or family caregiving costs, could qualify for federal student loan forgiveness — but it’s not a done deal yet. The Education Department revealed new details of the financial hardship proposal on Friday, Oct. […]
November is a great month for bargains. Black Friday happens this month after all, and the supposed single-day sale holiday seems to get stronger and go longer every year. Plus, online retailers like to keep you guessing and may drop a worthy deal on any given day. Your strategy to save money this month? Review […]
Regulators today ordered Apple and investment banking giant Goldman Sachs to pay almost $90 million in penalties and customer redress over what it termed “Apple Card failures.” The Consumer Financial Protection Bureau (CFPB) cited “customer service breakdowns and misrepresentations” that affected hundreds of thousands of Apple Card customers. Chief among the issues cited: the failure […]
Like most U.S. airlines, Delta charges passengers to check a bag when they travel on domestic itineraries. The first bag is $35, and must be no more than 50 lbs. A second bag costs $45 and follows the same Delta baggage weight policy. This fee also applies on flights to Canada, Mexico and the Caribbean. […]
A safari is a guided tour, usually in Africa, that can bring you up close to elephants, zebras, giraffes, lions, rhinos and more. Often, these adventures involve taking open-sided safari vehicles into nature and observing and photographing wild animals in their natural habitats. (Other safaris are for hunting; here, we’ll focus on the former.) If […]
A typical home needs about 17 to 30 solar panels, according EnergySage, a solar and home energy product comparison marketplace[0]. This wide range reflects the many variables involved, such as energy use and amount of sunshine. For an average system size of 8.1kW in sunny California, you’ll need about 20 panels. How to calculate how […]