To generate our list of the best secured credits, Forbes Advisor regularly reviews the secured credit cards in our database and compares them on a variety of factors, including: Eligibility requirements: 20% Estimated annual earnings: 20% APR: 15% Annual Fee: 15% Rewards flexibility: 5% Other fees and benefits: 25% Forbes Advisor rates cards both as […]
Summary of the Longest 0% Intro APR Cards for Balance Transfers 2024 Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend […]
Forbes Advisor combed through the profiles of dozens of low-interest credit cards. We focused on major banks and standout credit cards at lesser-known banks and credit unions with online accessibility. We looked for credit cards that outperform other cards in terms of 0% APR promotion terms, fees, ongoing APRs, rewards and other features. Our data […]
Forbes Advisor looked at dozens of offers to find and rank the best no-annual-fee hotel cards. Factors considered include. Hotel specifics perks Earnings rates Welcome bonus Introductory APR Fees Redemption options Travel benefits Forbes Advisor rates cards both as stand-alone products (the card rating on the review) and compared to others in a specific use […]
Forbes Advisor looked at dozens of offers to find and rank the best gas cards by comparing them on a variety of factors including: Earnings rates on gas: 35% of overall score Rewards flexibility: 20% of overall score Annual fees: 15% of overall score Overall earning rates: 10% of overall score Welcome bonuses: 10% of […]
Forbes Advisor looked at both airline credit cards and flexible rewards cards. We considered the following: Forbes Advisor rates cards both as stand-alone products (the card rating on the review) and compared to others in the context of airline credit cards. Cards with average stand-alone ratings may rank highly as an airline credit card due […]
As with most lucrative rewards cards, Southwest credit cards likely require a good to excellent credit score. FICO defines a good credit score as a range between 670 to 739. A very good score ranges from 740 to 799, while an excellent score begins at 800. Before applying for a Southwest card, be sure to […]
Forbes Advisor evaluated several credit cards in 2024 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards and cards with 0% APR offers. For each card, we gathered information that potential cardholders would use in their decision-making process, including: Earnings rates Welcome bonus Introductory APR Fees Consumer benefits […]
Building a good credit score can be a slow process, but responsible credit practices can help you maintain the best score possible. Pay on Time First, always make on-time payments. This is the most important factor affecting your credit. Even if you can’t cover the entire balance by the end of the billing period, always […]
You may be interested in pursuing a balance transfer no matter where you live, but there are a number of cities facing higher card balances than others. Credit card debt ballooned to a record $1.14 trillion nationwide in the second quarter of 2024, according to the Federal Reserve Bank of New York, but some cities […]